Over 1 Million Loans Provided!
Welcome to our site and our reservation!
Spotloan is owned and operated by The Turtle Mountain Band of Chippewa Indians. Learn how choosing Spotloan drives major economic growth in our community.
APPLY IN MINUTES TO SEE IF YOU QUALIFY FOR A SPOTLOAN OFFER
“Life saver.. Absolutely amazing!”
-Dominique
- Verified Customer
Let’s Customize Your Loan
Based on your selection, you will make
21 payments of $58*
(based on our maximum APR of 490%)
for a total payment of $1218
JOIN OVER 1 MILLION BORROWERS WHO HAVE GOTTEN FAST CASH WITH SPOTLOAN
Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit.
Consider an online installment loan if you’re short on money, don’t have other credit options, and need help with expenses.
The application process is fast as it is done completely online. Most people complete the process in about 10 minutes.
If you accepted your loan terms on a Monday through Friday, before 11:30 a.m. CT, Spotloan will transfer the money to your bank by no later than the end of the same business day. If you accepted your loan terms on a Monday through Thursday between 11:30 a.m. CT and 8 p.m. CT, Spotloan will transfer your funds to your bank overnight. If you accepted your loan terms on a Friday after 11:30 a.m. CT through anytime on Sunday, Spotloan will transfer your money over the weekend and it will arrive at your bank by the end of the next business day.
Most lenders shy away from lower credit scores that rely on prior loan and credit card history available from the 3 credit bureaus. However, we reach beyond the bureaus and scores using an advanced algorithm to spot real people with the real intent to pay, despite low credit scores, past credit problems, or lacking credit history.
If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required.
Only you can decide if a Spotloan is right for you.
Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for a Spotloan.
What you should know about
Spotloan is a better way to borrow extra money. It’s not a payday loan. It’s an installment loan, which means you pay down the balance with each on-time payment.
Borrow from $300 to $1500 – up to $800 for new and repeat borrowers, and up to $1500 for preferred borrowers with 10 or more loans! Then, pay us back a little at a time.
Why
?
Flexible Repayment: Months, Not Weeks with Spotloan!
Unlike payday loan agencies, at Spotloan you are able to pay us back over months, not weeks. Take as long as 10 months or pay us sooner and save on interest. It’s up to you!
Spotloan Disclosure
The Spotloan terms presented above are designed to help you explore your options and may not be the actual loan terms you qualify for. We will not pull your credit until you complete the loan application and click “Submit.”
You must apply using our loan application to see if you qualify for a Spotloan.
Your Annual Percentage Rate (APR), daily interest rate, and payment amounts will vary based on your actual loan terms, including your loan amount and chosen payment schedule. The loan options presented above are based on our maximum APR of 490%.
For more information on how simple interest loans work, on if and how we may use your credit information, or on how a Spotloan may affect your credit, please see our FAQ page.
